Alabama Telco Credit Union

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Visa Account Access Go to the Edge

Business Checking

We offer two types of Business Checking Accounts designed to fit your needs:

  • Business Choice Checking which features NO MINIMUM BALANCE
  • Business Choice Checking with Interest – We pay consistently higher interest rates on your money than most banks. (To earn interest, you must maintain a minimum average daily balance of $2,500.)

Both come with all the features you expect and love from a checking account: debit card, online banking, telephone banking and e-Statements – all of which are FREE! We also offer 250 free transactions per month and up to $7,000 in free cash handling. And it wouldn’t be called “Choice Checking” if we didn’t give you choices. You’ll have the ability to choose two added features from the list below to customize your checking account to your liking:

  • 25% discount on business checks one time per year
  • ATM Refunds nationwide - Use any ATM and we will refund up to $4 per transaction fee directly into your business checking account, including Telco's fee. Simply save your ATM receipts from other financial institutions and return them to us within 90 days of your transaction date.*
  • Additional 250 items processed per month free (total of 500 free transactions; for more than 500 items, there is a $0.29 per item fee)
  • Additional $3,000 per month in cash deposits with no fee. (Total would be $10,000 in free cash deposits. For cash deposits over this amount, there’s a fee of $0.20 per $100.)
  • Free Bill Pay
  • Free incoming/outgoing domestic wire transfers (limit 2 per month)
  • Bonus Rate on Business Certificates of Deposit**
  • No issuance fee on Cashier’s Checks (limit 3 per month)
  • No issuance fee on Traveler’s Checks

*Transactions include inquiries, transfers and withdrawals from savings or checking. Refer to Choice Checking designation form for ATM fee refund rules.
**Excludes CD specials. Cannot be combined with any other offers.

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