Alabama Telco Credit Union
 

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Business Services Fee Schedule

Business Share/Savings Account
Excessive Withdrawal $2.00 per withdrawal after three (3) per month
Minimum Share/Savings Balance Charge $5.00 per month Charged at the end of each month if account balance falls below $100.00 with no other services and no ACH or EFT activity. Account must be open 90 days before fee is applied.
Business Choice Checking
Monthly Service Charge None
Items Processed in Excess of 250 per month $.29 per item (first 250 deposited items are free; processed deposit items include checks & ACH/electronic deposited items)
Choice Change $10.00 per change
Business Choice Checking with Interest
Monthly Service Charge $15.00 per month if average daily balance is less than $2,500.00 for the month (may also be waived if you have an aggregate deposit balance in Share or Certificate accounts and loans in good standing that together or separately total a minimum aggregate balance of $15,000.00)
Items Processed in Excess of 250 per month $.29 per item (first 250 deposited items are free; processed deposit items include checks & ACH/electronic deposited items)
Choice Change $10.00 per change
Business Money Market
Monthly Service Charge $10.00 per month if average daily balance is less than $2,500.00 for the month (may also be waived if you have an aggregate deposit balance in Share or Certificate accounts and loans in good standing that together or separately total a minimum aggregate balance of $15,000.00)
Checking Account Fees
NSF $30.00 per item
ACH Overdraft $30.00 per item
Business Debit Card Overdraft $30.00 per item
Courtesy Pay $30.00 per item
ACH Revocation $25.00 per item
Deposited Item Return $10.00 per item
Stop Payment $25.00 per item request
Excessive Cash Deposit Fee $.20 per $100 exceeding $7,000.00 in cash deposits for the month
Inactive Checking Fee $3.00 per month (after 12 months of inactivity and balance is less than $100.00)
Check Copies $3.00 per check
Check Printing Prices may vary depending on style
Other Service Fees
Automatic Transfer (NSF Share to Checking) $5.00 per transfer
Automatic Transfer (NSF Line of Credit to Checking) $5.00 per day transfers occur
Wire Transfer Domestic(Incoming) $15.00 per transfer
Wire Transfer Domestic(Outgoing) $15.00 per transfer
Wire Transfer Foreign(Incoming) $45.00 per transfer
Wire Transfer Foreign(Outgoing) $45.00 per transfer
Cashier's Check $3.00 per check
Travelers Check $2.00 per $100.00
Travelers Check for Two (2) $2.00 per $100.00
Business Bill Pay $5.95 per month
Statement Copy $5.00 per copy
Dormant Account $10.00 per month charged after two (2) years and account balance is less than $25.00
Bad Address $5.00 per month - 60 days after the return mail
Business Credit/Debit Card Replacement $5.00 per card
Account Research $20.00 per hour - one hour minimum
American Express Gift Card $3.95 per card
ATM Transfer or Inquiry $.50 at ATMs not owned by the Credit Union
ATM Transaction $1.00 for each ATM transaction at an ATM not owned by the Credit Union
Check by Phone $7.95 per check
Legal Order Processing $50.00
Safe Deposit Boxes
Annual Rental Size  
3x5 $25.00
5x5 $25.00
3x10 $40.00
5x10 $60.00
10x10 $100.00
Share Value
Par Value of One Share $5.00

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