Alabama Telco Credit Union
 

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Visa Account Access Go to the Edge

Choosing the Perfect Checking Account for You

Whether you are looking to open a new checking account or thinking about getting one for the very first time, the most important thing you should do is: Evaluate what you need financially. We all have different financial lifestyles. What works for one person may not work for you.

That’s the beauty of banking at Alabama Telco. We offer options in checking with three distinct checking accounts built to accommodate you. Our Choice Checking™ account is designed to give you great benefits plus three features of your choice. Our Choice Checking with Interest™ account features all the benefits of Choice Checking, the ability to choose 3 benefits of your choice (from our Choice Checking list) and the ability to earn interest monthly. And our e-Checking™ is our checkless checking account designed to help build financial stability. Below is a quick cheat sheet showcasing the differences and similarities between all three. Which one fits you?

Account Features: Choice Checking Choice Checking 
with Interest
e-Checking
Minimum balance to open $25 $25 $25
Minimum average daily balance
to avoid service fee
n/a $2,500 n/a
Monthly service fee No charge, free $7.00
(if minimum balance is not met)
$7.00
Minimum average daily balance
to earn dividends
n/a $2,500 n/a
Free Visa® debit card
(if you qualify)
Free e-Statements
Free direct deposit
Free online banking
Free online bill pay n/a
Free mobile banking
Free check writing n/a
Centsible Savings
You Choose 3 of the Following:*
One (1) free box of Telco logo checks per year** n/a
Free ATM access n/a
25% safe deposit box discount n/a
No issuance fee for
travelers checks
n/a
Discount rate on new
collateral loans
n/a
Certificate of Deposit rate bonus n/a
Free incoming/outgoing wire transfers (we do not offer foreign transfers) n/a
No issuance fee for cashier checks (up to 3 per month) n/a

If you’re interested in moving your funds/accounts to Alabama Telco, setting up automatic payment or direct deposit, please use our routing number and transit number: 2620 8752 8.

*Your choice of three (3) great benefits to choose from to complete your Choice Checking account package. For details on your choices and any exclusions that may apply, click here or contact your local branch.
**Shipping and delivery charges will apply.

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