Credit is an agreement in which you get something now by promising to pay for it later and by paying interest on the borrowed amount. Interest is the amount you pay us for letting you borrow money. (You see interest in the form of a percent.) There are several types of credit, including credit cards.
It is up to you to establish your credit. This may be hard to do at first. You have no credit history, so many places won’t lend you money. We want to help you get started.
If you are 16 or older and have an Alabama Telco Edge account and Choice Checking account, you are eligible to apply for our Student Visa Credit Card. (If you are under 21 years of age with no independent income, a qualified parent or legal guardian must be a joint on the account.)
With our Student Visa card, you get:
Talk to your parents about being a co-applicant, and click the link below to apply for your Student Visa today.