Alabama Telco Credit Union

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Home Equity Line of Credit (PrimeLine)

Unlock the value of your home with an Alabama Telco Home Equity Line of Credit (PrimeLine). Think of the equity in your home as flexible funding, available as you need it. With a PrimeLine, you can make home improvements, pay for college, consolidate debt, take your dream vacation or buy a new car. The choice is yours.

At Alabama Telco, our PrimeLine is low on interest but high in value! Our PrimeLine features:

  • Low fees.
  • Convenient access to your available credit line when you need it.
  • Low, fixed rates and convenient terms.*
  • Interest Only Payment Option.**
  • Credit limits up to 100% of the tax value (up to $25,000) or 90% of the appraised value*** for limits up to $50,000 with approved credit.
  • Credit limits up to 80% of the appraised value*** for limits over $50,000 with approved credit.
  • Ask us how we can discount your closing costs!

Home is where the heart is, and now it’s where you can make your dreams come true!

If you’re interested in utilizing the value of your home, but would rather not do a line of credit, then check out our Express Home Equity Loan.

*Rate based on credit worthiness and loan-to-value. After the initial fixed rate period, the Annual Percentage Rate (APR) will vary based on Prime Rate plus applicable margin (as quoted in the Wall Street Journal) on the first day of the month.
**If you make interest only payments, your payments are not building home equity. This may make it harder to refinance your mortgage or obtain funds from selling or refinancing your home.
***Less any outstanding mortgages.

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