Alabama Telco Credit Union
 

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Visa Account Access Go to the Edge

Choice Checking™

Looking to build a checking account designed specifically for you? A checking account that gives you choices and is custom-built to fit your financial needs? A checking account that is FREE? If you answered yes, then our Choice Checking account is for you.

It's a FREE checking account that offers these benefits:

  • No monthly minimum balance
  • Internet banking (Telco Online)
  • Mobile Banking
  • Online Bill Payment (Save time and money while securely paying your bills anywhere, anytime.)
  • e-Statements (View or save each month's statement online, enabling you to better organize all your account information in one safe and secure place.)
  • Telephone account access
  • VISA® debit card (While most financial institutions take anywhere from 5-10 business days to issue your debit card, we only take 3-5 business days.)
  • No ATM withdrawal fee from Alabama Telco or CO-OP network ATMs
  • Unlimited check writing
  • Courtesy Pay
  • Optional overdraft loan protection for qualified members
  • FREE notary services

And here's the real beauty of our Choice Checking! In addition to receiving all of the above, you get to choose three (3) more benefits from the list below. This allows you to customize your account so that it works best for you! Choose from:

  • FREE box of Telco logo checks per year*
  • FREE ATMs nationwide - Use any ATM and we will refund up to $4 per transaction fee directly into your checking account, including Telco's fee. Simply save your ATM receipts from other financial institutions and return them to us.**
  • Discount rate on new collateral loans, which include cars, boats, etc. (Excludes real estate loans)
  • Special bonus rates on Certificates of Deposits (CDs)***
  • 25% discount on Safe Deposit Box rentals (boxes available at our Hoover, Colonnade, Greystone, Dothan West Main, and Geneva branches)
  • No issuance fee on Traveler's Checks
  • No issuance fee on Cashier's Checks (limit 3 per month)
  • FREE incoming/outgoing wire transfers (limit 2 per month, we do not offer foreign wire transfers)

With all the choices you have to make in life, choosing the perfect checking account shouldn't be a problem. With our Choice Checking package, the choice is clear!

Want to earn interest with your Choice Checking account? Now you can. Click here for details to learn more about our Choice Checking with Interest account.

There is a minimum opening deposit requirement. See Truth in Savings disclosure for terms and fees associated with checking accounts.
*Shipping and delivery charges will apply.
**Transactions include inquiries, transfers and withdrawals from savings or checking. Refer to Choice Checking designation form for ATM fee refund rules.
***Excludes CD Specials. Cannot be combined with any other offer.
Choices may be changed any time with a $10.00 fee per choice change except for loan discounts or CD bonuses which may only be changed at maturity. All loans subject to credit approval. Terms and conditions subject to change.

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