Alabama Telco Credit Union
 

Telco Online Login

Usernamerequired field

Passwordrequired field

Visa Account Access Go to the Edge

CD/Money Market Rates

Current rates (Annual Percentage Yield) as of April 23, 2014

CERTIFICATE OF DEPOSIT (CD)*

Also available in Traditional IRAs, Roth IRAs, Educational IRAs & Coverdell CDs
Term APY**Minimum To Open and To Obtain APYDividends
Paid
3-5 Months0.10%$1,000At Maturity
6-11 Months0.20%$1,000At Maturity
12-17 Months0.40%$1,000Monthly
12 Month Save Up CD0.35%$500Monthly
18-23 Months - Step Up***0.45%$1,000Monthly
18-23 months0.55%$1,000Monthly
18 Month Prime Tracker****0.50%$1,000Monthly
24-35 Months - Step Up***0.60%$1,000Monthly
24-35 Months0.70%$1,000Monthly
36-47 Months - Step Up***0.70%$1,000Monthly
36-47 Months0.80%$1,000Monthly
48-59 Months - Step Up***0.90%$1,000Monthly
48-59 Months1.00%$1,000Monthly
54 Months 1.25%$5,000Monthly
60 Months - Step Up ***1.20%$1,000Monthly
60 Month Coverdell IRA1.30%$1,000Monthly
60 Months1.30%$1,000Monthly

CD / IRA Special****

Term APY**Minimum To Open and To Obtain APYDividends
Paid
3 Year Rising Rate CD / IRA+0.95%$5,000Monthly
5 Year Rising Rate CD / IRA++1.51%$5,000Monthly

+0.95% is blended APY over 3 year period
++1.51% is blended APY over 5 year period

MONEY MARKETS

Account BalanceAPY**Minimum To Open and To Obtain APYDividends
Paid
$2,500.00 - $9,999.990.10%$2,500Monthly
$10,000.00 - $24,999.990.15%$2,500Monthly
$25,000.00 - $49,999.990.20%$2,500Monthly
$50,000.00 - $99,999.990.25%$2,500Monthly
$100,000.00 and Above0.30%$2,500Monthly

Premium Money Market

Account BalanceAPY**Minimum To Open and To Obtain APYDividends
Paid
$0.01 - $9,999.990.15%$10,000Monthly
$10,000.00 - $24,999.990.25%$10,000Monthly
$25,000.00 - $49,999.990.30%$10,000Monthly
$50,000.00 - $99,999.990.35%$10,000Monthly
$100,000.00 and Above0.40%$10,000Monthly

*Penalty may be imposed for early withdrawal. Fee could reduce the earnings on the account.

**Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.

***18- to 60- month Step-Up CDs are variable rate(s). Step-Up CDs give you the ability to change your rate one time to the rate currently in effect for CDs of this type. You will keep the same original term but may potentially enjoy a higher rate.

****May not be combined with other specials.

*****Prime Tracker CD is a variable rate. The rate may change after the account is opened. Rate changes based on change in Prime index as quoted in the Wall Street Journal.

Note: Rates are subject to change without notice

Find Advice

checking accounts vehicle buying managing your credit investment planning identity theft planning a budget

Mortgage Center

mortgage rates speak to a mortgage specialist home buying advice apply for a mortgage

Quick Links

employee group benefits shop for a car auto rates switch kit reorder checks free debt analysis insurance discounts special GM discount newsletter tell a friend